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Loan Application Form

Complete all relevant sections below. For Bridging loans, complete sections 1–6, 8 & 10. For Development loans, complete all sections.

Non-regulated mortgage contract — please read each section carefully
01

Broker Details

Contact and authorisation information for the submitting broker.

Broker Declaration
By completing this form, you confirm that you are authorised to submit this application to MCC Financial Services on behalf of the applicant(s), and that you have permission to pass this data on for processing, both within this form and throughout the duration of the application and loan. You also agree to notify us if you no longer have permission to act as broker for the applicant(s).
Step 1 of 9
02

Loan Requirements

Details of the loan product and financial requirements.

Loan Product
£
£
£
£
£
£
Loan Structure
Step 2 of 9
03

Company Details

For corporate applications — registered company and director/shareholder information.

Registered Company Details

Directors & Shareholders
Provide details of any individual with 25%+ shareholding, any director party to the loan, and the Ultimate Beneficial Owner(s). All listed individuals must complete Section 4.
Step 3 of 9
04

Individual Applicant Details

Personal, contact, residency and employment details for each individual applicant or guarantor.

Personal Details
Applicant 1
Applicant 2
Contact Details
Applicant 1
Applicant 2
Residency & Address History
Applicant 1
Applicant 2
Employment
Applicant 1
£
£
£
Applicant 2
£
£
£
Credit History
If you have ever been made bankrupt you must now be discharged, or if you are in the process of being made bankrupt you must provide details.

IN THE LAST 5 YEARS, HAVE YOU HAD ANY OF THE FOLLOWING?

Applicant 1
Applicant 2
Step 4 of 9
05

Assets, Liabilities, Income & Expenditure

ALIE — complete for each applicant including guarantors, directors and UBOs.

Monthly Income
Drawings / Dividends (borrowing entity)
£
Drawings / Dividends (other businesses)
£
Salary (Net)
£
Income from Property
£
Pension
£
Investments
£
Other
£
Total Monthly Income After Tax (A)
£
Monthly Expenditure
Retained Mortgage / Rent (personal)
£
Retained Mortgage / Rent (investment)
£
Car Loans / Hire Purchases
£
Retained Personal Loans
£
Store / Credit Cards
£
Insurances (life, endowment, pension, buildings, car etc.)
£
Council Tax
£
Utilities & Mobile Phone
£
Travel / Motoring
£
Food / Clothing / General
£
Entertainment / Subscriptions
£
Other Costs (holidays, birthdays etc.)
£
Total Monthly Expenditure (B)
£
Monthly Disposable Income (A–B)
£
Assets
Cash
£
Shares (Listed)
£
Savings / Credit Balances
£
Equity Investments
£
Personal Dwelling House / Main Residence
£
Total Investment Property (UK)*
£
Total Investment Property (Overseas)*
£
Jewellery, Cars, Art etc.
£
Other Investments / Assets
£
Total Assets (C)
£

* If your client has investment property, please also submit a Property Schedule form.

Liabilities
Mortgage (Personal)
£
Mortgage (Investment)
£
Total Mortgages Over Other Properties
£
Car Loans / Hire Purchase
£
Personal Loans
£
Credit Cards
£
Overdrafts / Credit Balances
£
Personal Guarantees
£
Other
£
Total Liabilities (D)
£
Net Surplus / Deficit (C–D)
£
Total Net Assets
£
Step 5 of 9
06

Property to be Provided as Security

Details of the property offered as security for the loan.

Property Details
£
Step 6 of 9
07

Development Information

Complete this section for heavy refurbishment, conversion or development projects only.

Project Overview
Any works at the security must have adequate planning consent and all planning conditions and building regulations satisfied where required.
Planning & Warranty
Full planning consent and warranty information must be obtained before completion of the loan.
Step 7 of 9
08

Your Solicitor Details

Each applicant must have their own solicitor for independent legal advice.

When signing the mortgage deed each applicant must have their own solicitor to provide independent legal advice. Your solicitor will need to provide an undertaking to cover the cost of our legal fees. Your solicitor firm must have at least two SRA-approved partners.
Solicitor Firm
Step 8 of 9
09

Review & Submit

Please confirm the details below before submitting your application.

Declaration
The applicants confirm that the information provided in this application is true and complete and understand that it will form the basis of any contract with MCC Financial Services.

In order for us to consider and administer any credit agreement you apply for we will need to use your personal information. By submitting this application you consent to us using your information for any purpose detailed in our privacy policy, which includes the undertaking of a credit check.
Application Summary
Step 9 of 9

Application Submitted

Your application has been successfully received by MCC Financial Services. A member of our team will be in contact shortly.

REF: MCC-XXXXXX

A confirmation has been logged. Please retain your reference number.